Ian Filippini Santa Barbara

Ian FilippiniIan Filippini Santa Barbara

Ian Filippini

Top Romantic Restaurants in Santa Barbara

Romantic encounters with the one that you love are possible any time when Santa Barbara, California is the place that you call home. The city itself is enough to send romantic vibes of love up and down your spine, thanks to the beautiful coastline with the Santa Ynez mountains serving as the backdrop and the rich Spanish architecture found throughout the city’s buildings. But, things can go to an even more intimate level when your romantic evening includes a trip to one of the romantic restaurants found in the city. To complete the romantic scenery, these restaurants have the atmosphere and ambiance to delight you through and through.

Intermezzo

Intermezzo is a restaurant recommended by the President of Filippini Wealth Management Group Inc., Ian Filippini. Serving a nice mix of California-style cuisine, the restaurant offers inside and outside dining, fireplaces, a bar and a nice list of wines –and cocktails – to choose from. Service is attentive and focused on making your experience unique. Appetizers and entrees are available as well, ensuring that you get just the right amount of food for yourself or your date. When you dine at this restaurant you can be sure that you will feel warm and cozy inside!

Wine Cask

Wine Cask is a romantic restaurant open for lunch and dinner. Although they are most known for their tasty and vast selection of wines, the restaurant is also the perfect setting for romance and a delicious meal. In addition to a nice menu of food items, cheeses and wines are also of desire at the Wine Cask. Seafood Capriccio, Roasted Quail, Fried Chicken Tenders and many other fine choices can be found on the menu so that all tastes can easily be accommodated. You can have your wine, or a cocktail, at your table or at the bar, adding to the enjoyment offered at this restaurant.  This is another restaurant highly recommended by Ian Filippini. This versatile establishment is a long-standing favorite in the city.

Lucky’s

Lucky’s Steakhouse is well-known for serving a tender, juicy, made-to-order steak, but the restaurant also serves a nice menu for breakfast and lunch, too. Salads, sandwiches and desserts are available, and there is a bar as well. The wine list is long, and Lucky’s wouldn’t have it any other way. The restaurant is a frequent recipient of the Wine Spectator Award of Excellence.

Petit Valentien

Petit Valentien is a French-inspired restaurant with great service and a nice menu of fresh, made to order choices.  Wine and beer is also available. The restaurant is small, thus resulting in a quiet and pleasing atmosphere for romance. Salmon, duck and Veal are among the top choices on the menu at this restaurant.    Count on attentive and knowledgeable service when dining at this restaurant.

Blue Agave

Blue Agave is the restaurant that you want to visit for a taste of the Mediterranean. Here you will find affordably priced menu items cooked to perfection, all inside of an elegant, small restaurant perfect for intimate moments with the one that you love or that hopeful candidate. The quaint lighting accommodates menu items such as Alaskan Halibut or a Grilled Lamb Burger. There are tons of cocktail choices on the menu, and you can also find the upstairs balcony area. The balcony upstairs creates even more romance, thanks to the breathtaking views of the city.

Cadiz

Cadiz is another exceptional Santa Barbara restaurant. Lunch and dinner are available at the restaurant, with an average price of about $20 per person being spent for dining. The menu consists of Spanish and Mediterranean favorites. Tables are lined with white tablecloths, the setting is serene and the food tastes amazing. This is a great place to go for a lunch date or for a romantic evening with the one that you love.

Ian Filippini, the Filippini Wealth Management Group Inc. President, loves to dine out at the many Santa Barbara restaurants on a regular basis. However, when he or any of his employees are looking to add a little more spark and excitement to the evening, it is the restaurants listed above that win over the heart. Each restaurant listed here is sure to cater to your every demand, ensuring a romantic evening and a delicious meal for you both. These are just some of the many restaurants available for your romantic dining pleasure, however, so make sure that you do not miss out on any of the lovely dining establishments inside of this beautiful city.

 

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

The Smooth Move Santa Barbara Style

If you are looking to make the move to sunny Santa Barbara, California, give yourself a pat on the back for making a decision not soon to regret. Ian Filippini was raised in the city, and if you ask him, there is no better place to be in this world. This fantastic city has something for everyone, and am ambiance that sends feel-good vibes down your spine day in and day out, summer, winter, spring and fall! But, just as when you make a move to any new city, there are many things that you should know to make the transition as smooth and as carefree as possible. Here you can find an array of tips to help you move to the city and start loving every minute of it sooner rather than later.

Making the Move

Be sure that you call the utility and energy companies well in advance of your move, and be sure that you don’t forget the Wi-Fi and cable TV! Sometimes there might be a wait for installation at the new place, and the last thing that you want is to be without your essential services for long. Deposits may be required before services can be connected at your new home. Also be sure that you notify the United States Postal Service (USPS) no less than two weeks prior to the move to ensure delivery of all of your mail.

FYI:

Telephone service is provided through Verizon Wireless. Contact the Southern California Gas company for gas hookups and the Southern California Edison for electricity. Cox Cable and Verizon provide internet services to residents. Visit their respective website or call them by phone to arrange your services.

Getting Around Town

If you are without a vehicle or looking for more environmentally-friendly transportation options for local trips, the city has several choices available. This includes taxi cabs and a city bus service. Bicycling is also popular around the city, and special lanes for bicycles are provided on public highways.

For longer trips there is a Greyhound bus station available in town. The Santa Barbara Airport is also provided for the convenience of travelers visiting and returning from locations around the world. There are specific trips/dates/times for these services, so be sure to learn this information before attempting to use the services.

Other Important Information

  • If you own an animal over four months of age, it must be registered with the city. Only residents who have been in the area 30 days or longer can register their pet, however. This rule applies to cats as well as dogs.
  • Several public libraries are located in the area. A free membership card is available to all residents with ID and proof of address needed. With this card, members can check out books, DVDs, eBooks and more for a period of up to two weeks.
  • In the state of California, auto insurance is required to be carried at all times on any registered vehicle in the state. The minimum amounts set forth in the state include $15.000 in Bodily Injury coverage with a $30,000 cap for all injuries, and $5,000 for personal property damage. If you do not want to purchase auto insurance, a security bond of $35,000 can be placed with the state.
  • If you plan to open a business in the city, the proper licenses and permits must first be obtained. There are fees associated with these licenses and permits, and it can take a bit of time to get them.

 

Talk to Filippini Wealth Management Group Inc.

Ian Filippini is the president of Filippini Wealth Management Group Inc., a family-owned business offering a variety of wealth management services including retirement and savings planning, insurance, tax services and more. The experts at the Filippini Wealth Management Group Inc. can provide quintessential information to help you keep finances in order and more money in your bank account. It is a good idea to become acquainted with these professional individuals quickly after your arrival in the city. There is no time to play around with your money.

Your Move Made Easy

It is always difficult when you move to a city when you do not know what to expect. This is no exception when moving to this affluent town on the coast of the Pacific Ocean. With the information listed above, however, it is easy to make the move to the city without getting a headache along the way. Use these tips and information to your advantage and you will have a smooth move into the city!

 

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

How to Sell a Home in Santa Barbara

Selling a home is often an excruciating process for the homeowner, yet one that needs  to be completed on a daily basis. Regardless of the reason you want to sell your Santa Barbara home, learning how to do things the right way will ensure that your home is on the market for as little time as possible.

The city already has enough to offer residents that it isn’t difficult to sell a home. The city is surrounded by the ocean, by mountains, beautiful weather and a great atmosphere year-round. It is an upscale community with low crime rates and plenty for the family to see and do. Living in the city is pure and simple bliss, and living at its best.

Finding a Realtor in Santa Barbara

The first step in selling your home is finding a realtor. A real estate agent makes it much easier to sell your home no matter what area of the city it is located. They know how to sell the home quickly and get the most money for the home, and they provide their services to you at reasonable costs.

Preparing for the Sale

Once you have a realtor, it is time to prepare the home to be sold. There are many ways to prepare the home, and it is in your best interest to use as many of them as possible to give your old home a new look. A nice refresher never hurt anyone or anything, including a home that is soon to be on the market. You will also want to make sure that all repairs are made before the home is listed. You might be surprised at what simple things can do to the amount of money you can acquire from the sell your home.

The Small Things Count

It is usually the small things that make the biggest impact on the home. Add a fresh coat of paint to the house. Take care of the lawn, and make sure that the lawn is well manicured. Add a welcome mat to the front door area, and when it is time for people to view the home, be sure that you have scented candles welcoming them inside.

It is important that you know the amount of money that you want to get for the home you’re selling, as well as what homes in the area are selling for. In 2013, the average closing cost on a home was just over $900,000. If you are selling, there is a good chance your home should be priced near this range. Again, it is up to you to know the value and worth of your home.

Wealth Management Experts

Talk to the experts at Filippini Wealth Management Group Inc. Operated by Ian Filippini, the Filippini Wealth Management Group Inc. is a wealth advisory agency that can help you learn more about maintaining your finances. They offer a variety of services, and Ian Filippini cares about you and your needs.

The Bottom Line

Santa Barbara is a city that so many people desire to call their own. It has so much to offer that make it a top California city. A plethora of celebrities own homes in the city, including the one and only Oprah Winfrey. Selling your home shouldn’t be difficult, as long as you are taking the proper steps to make your home valuable and worthwhile to potential buyers. Use the information here and you can do just that, ensuring your home is sold in no time at all.

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

Help when you’re in Need: Santa Barbara Steps up to the Plate

Santa Barbara has a number of programs and organizations in the area to help individuals facing hardships preventing them from paying their rent, a utility bill or even purchasing food for their home.

Catholic Charities is one of the community’s most well-known agencies. They provide a number of services to those in need, including a rent assistance program, assistance with energy and utility bills, food and clothing and more. Additionally, members of the community can find credit and debt counseling offered. Ian Filippini recommends supporting this organization because of the vast assistance they provide to the community.

Alexander House Foundation provides assistance to senior citizens in the community. Among the services offered include rental assistance, prescription medication and medical bill assistance, food boxes and help with dental bills.

If you need help with housing, the Housing Authority may be a resource that you want to turn to for help. They offer a number of different services to low-income residents of the community, including  section 8 housing, assistance with mortgage payment, first-time homebuyers assistance, counseling for foreclosure and assistance with debt reduction. Again, the Filippini Wealth Management Group Inc. and Ian Filippini recommend supporting such an organization which can help provide housing assistance to the community.

The Salvation Army is another fine member of the community offering services to those in need. they offer financial assistance to help with energy and utility bills, rent and for medications. The Salvation Army is a USDA Commodity Distribution site as well. The commodity distribution program helps those in need with food. During the holidays the Salvation Army steps up to help low-income families who might otherwise be unable to celebrate the joys that come along with this very special time of the year.

The Filippini Wealth Management Group Inc. is a wealth advisory company in Santa Barbara. Although they do not offer financial assistance of any kind, they can help you with a number of services that can help you build your wealth, and better plan for your finances today. Ian Filippini is president of the Filippini Wealth Management Group Inc., and he along with the members of the team offer personalized retirement planning, insurance, savings help and much more.

Bringing our Community Home is a homeless prevention program in the city. This group offers financial assistance to people who are facing eviction due to not paying their rent. They can also assist with security deposits, energy bills and utility bills. In special circumstances the organization may also be able to help with relocation costs as well as medications that are used for mental health and may contribute to problems with rental costs.

People helping People is a program operated by the Santa Ynez valley. They provide programs that help prevent eviction and prevent homelessness. Food is also available, along with transportation, temporary shelter and utility bill assistance.

The CAC offers several different programs to those in need in the area. They have a Home Energy Assistance Program that can help with cash to cover electric bills. The organization also offers a weatherization program that helps people who need air conditioners or other services to improve their homes, as well as several services to seniors in the area. The CAC receives a limited amount of funding per year for these various programs, and application deadlines are in place. Contact the CAC to learn those deadlines and other important information.

 

 

 

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

Best Santa Barbara, California Photographers

Photographs are taken to capture special memories that we always want to look back upon. We all have our digital cameras and phones to take a quick pic any time that we would like, but there are certain memories that only a professional photograph can capture in the true essence. For those occasions, whether a prom, a wedding or even birth of a baby, Santa Barbara has many different photographers to cater to your needs. But, with so many different photographers it can be hard to distinguish the good from the bad. To make your life just a little bit easier, take a look at this list of top photographers in the city.

Take a Glance Photography

Take a Glance Photography specializes in creating photographs using Santa Barbara’s coastline as the backdrop. Each photograph represents beauty and splendor that you can always look back upon and appreciate. Of course, if you prefer, other locations are available for your session throughout the city, including parks and historical areas.

Vita Bella

Vita Bella has the philosophy that life is beautiful… they go above and beyond to capture any of those beautiful moments you want to remember forever. This photography studio can create beautiful wedding photos, pregnancy photos and family photos just as easily as they can create professional photos and prom pictures. Vita Bella Photography is a favorite in Santa Barbara, and you can always count on getting a personalized photography session with this group of talented individuals.

Michael & Ana Costa Photography

They say that a picture says a thousand words. It is certainly true, but the intensity of the photograph affects how loudly those words are spoken. Michael & Ana Costa Photography studio offers photography sessions and portraits that will always leave memories in great abundance. The husband/wife team have won numerous awards for their outstanding photography, with wedding portraits their specialty.

ByCherry Photography

ByCherry Photography offers a personalized photography experience for all occasions. Not only can you count on photographs that capture the true essence of the moment, Cherry always goes the extra mile to ensure that you are happily satisfied with the results of your session. Affordable prices combine with the exceptionally high quality portraits, making ByCherry Photography a top choice for all of your needs.

Karen D Photography

Karen D Photography can create photographs that are truly impeccable through her unique visions and exquisite style and taste. She has an eye for detail, which is reflected through each photo. Ian Filippini and his group at Filippini Wealth Management Group Inc. recommend Karen D Photography to anyone who wants a truly unique, jaw dropping photograph and outstanding photography session.

Rebecca Farmer Photography

Rebecca Farmer Photography specializes in family and children portraits in outdoor settings. Each photograph that is captured reflects a special moment in time, and each time that you look at the photo it will take you back to that special place in time. Many outdoor photography locations are available for the sessions, with one to two hour slots the typical offering. Rebecca Farmer photography frequently runs mini-sessions and other specials, so look for them and get even more bang for your buck.

Choosing Your Photographer

While Ian Filippini recommends the above photographers, it is always necessary that you take the time to choose the best studio for your individual needs. What is right for your best friend might not be right for you, so by comparing you can always be certain that you select the best candidate for your needs.

Take a look at their portfolio, the level of comfort you have with them, prior experience taking the type of photographs that you are in need of, and of course the costs associated with the photographs that you need. It is fairly simple to learn all of this information by making a phone call to the studio that is of interest to you, or by visiting their website if you are online. The information is free to learn, and you can always compare these different qualities with several different photographers before making your final selection.

There are so many different photographers available in the city that you never have to sacrifice any of your needs. Filippini Wealth Management Group Inc. advises men and women of how to save money on a daily basis, thus they also recommend that you do your homework before hiring any company, including a photographer. It takes only a little bit of time to compare and research, and when you do amazing photographs and a memorable experience await you!

 

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

Best Locksmiths in Santa Barbara

No one ever expects to lock themselves out of their car, yet this is one of the most common reasons that people call on a locksmith. Hopefully you will not be one of those people, but it is still good to know a locksmith that you can call upon should it happen. Besides, a locksmith is good for so much more than helping you get into your car. The locksmith is experienced in lock manipulation as well as security installation. This professional can help you with a variety of needs, from installing a new security system to duplicating keys and much more.

No matter why you need a locksmith, make sure the following Santa Barbara locksmiths are names that you are familiar with. These are some of the best names in the city, companies that are ready and willing to assist you with all of your locking needs. Ian Filippini, president of Filippini Wealth Management Group Inc., recommends each of these locksmiths. The Filippini Wealth Management Group Inc. has wealth advisory skills that can benefit you, so trusting the advice of Ian Filippini is easy.

Best Locksmiths in the City

Ned’s Locksmiths: Ned’s serves the entire Santa Barbara area, offering 24 hour emergency towing and car unlock services as well as a variety of other services. You will find the prices at Ned’s to be among the best in the city, and when it comes to customer service, it is easy to tell that this is a company who is always looking out for your best interest’s.

ESP Locksmith: This locksmithing company offers services to residential and commercial clients.  They are licensed, bonded and insured for your peace of mind. Round the clock emergency locksmith services also available any time that you might need them. Only trained and highly qualified technicians will work on your locking needs, and you can always expect superior customer service and highly competitive pricing.

Cal Coast Locksmiths: This is another top company in Santa Barbara offering a versatile selection of locksmith services for customers in and around the area. Working with this company ensures that you get outstanding customer service and great prices for all of your locksmithing needs. The company is a long time name in the area, and a company you are sure to enjoy working with.

Santa Barbara Locksmiths: Santa Barbara Locksmiths is open Monday – Friday to serve your needs. The company carried license and insurance, and upon request they offer free estimates for your job so you know upfront the costs to expect to pay. The locksmith company also offer a versatile selection of services to appease the needs of both residential and commercial clients.

Montecito Security Locksmith: This locksmith company is licensed, bonded and insured, servicing lock needs for residential and commercial clients. Auto locksmith services are also provided with this company. They offer 24 hour emergency locksmith services in addition to normal business hours. No matter your needs, Montecito Security Locksmith has you covered.

Pride Barco Lock Company: Pride Barco Lock Company manufactures a variety of locks for homes and businesses. The company has been serving the area for more than 60 years now. While they may be unable to come get you back into your car, what this company can do is provide you with high-quality, durable locks that keep you safe and secure, as well as all of the things that you have worked so hard for. Professional services combined with expert products makes for one great company that you might want to take the time to get to know just a little bit better.

Choosing your Locksmith

Don’t settle with the first locksmith that comes around. Always ask for a written estimate of the cost of your services, and compare that rate with others. Get to know the company a little bit better, and consider the time they have been in the area. What are other people in the community saying about the locksmith? There are a number of online reviews that make it possible to learn this information in no time at all.

Whether you need a locksmith or not, Ian Filippini and the Filippini Wealth Management Group Inc. can provide you with wealth management services that help you lead a successful life. Whether you need help planning for retirement or want to plan for final expense, the Filippini Wealth Management Group Inc. is there to help. And for those occasions that a locksmith is required to get you out of a hard spot, make sure that you select one of the trusted names from above.

 

 

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

Why Do You Need An Estate Plan? The Top 5 Reasons

There are a number of reasons why people prefer to consult an estate-planning lawyer in their early years, the answer lies in future planning. Safeguarding your property assets should always be your first priority and ensuring that all your real estate passes on to your heirs in a hassle free way.

Ian Filippini from Filippini Wealth Management in Santa Barbara explains that when you have a substantial amount of real estate, you should focus on creating a plan to manage your real estate, when you are alive and when you are gone.

Here are the top 5 reasons why you should consider getting an estate plan:

Avoid Hassle And Mess In The Future

A large number of people prefer to go for a real estate plan when they witness the hassle they could be facing. No estate planning usually means wasting money and time resources. When you have a estate plan at hand, you have a trusted person to look after the distribution of your wealth when you are gone. Who will get what, when will they get it, and how much will they get? These are some questions, which might be bothering you regarding your assets. When you have an estate plan, these questions should be the least of your concerns.

Safeguarding Assets

Asset protection planning has been growing in the recent years at a whopping pace, and people who already have a well-established estate plan seem to be updating it. This is largely because of the fear of law suits, once you suspect that you might be tackling a law suit in the future, it is too late to implement the plan.

Getting a financial plan and a perfect estate plan, preferably from an advisory service like Filippini Financial Group in Santa Barbara can help ensure that your beneficiaries get the assets when you are gone and your assets are safe when you are here.

No Probate

One of the most common reasons why people go for estate planning is that they get to avoid probate. While a large number of people don’t even deal with probate, but they do know one thing about it- they want to avoid it. Estate planning offers a legal and easy way to avoid probate.

Cutting down Estate Taxes

The sizeable reduction in the payment if state and federal taxes like inheritance and estate taxes is another reason why you should get an estate plan. Ian Filippini from Filippini Financial Group explains that through basic, systematic planning, married couples can substantially reduce estate taxes or even eliminate them by setting up a Trust as part of their will. Moreover, there are a number of other legal loopholes, which married couples or even individuals can use to reduce their estate taxes, or even better, eliminate them.

Ensuring That Your Beneficiaries Get What You Left For Them!

As Ian Filippini from Filippini Financial Group in Santa Barbara explains that mostly people go for estate planning for two reasons:

  • For the protection of minor beneficiaries, who are still not of age
  • For the protection of adult beneficiaries who are prone to making bad decisions, or have credit issues or spouse issues

In case the beneficiary is a minor, then according to state laws, there should be a guardian or a caretaker to look after the minor’s needs, and finances until the minor becomes an adult. You are advised to avoid wasting money and time, by selecting a caretaker or guardian for your minor beneficiary. This way you can ensure that, your minors will not be suffering after you leave and they will get what is rightfully theirs.

On the other hand, if the beneficiary is too old, or an adult who is bad at making financial decisions, or someone who has relationship issues and you fear the spouse would be taking over the inheritance, then you have the option to create an estate plan that will protect the beneficiary from making irrational decisions. More importantly, your estate plan has the power to protect your beneficiaries from any sort of problems later.

You Will Feel Better Once You Have An Estate Plan!

Ian Filippini explains that once people know that they have an estate plan in place, they are more likely to live happy in the future, as they know that their assets and their family, everything is safeguarded, in their presence and it will be safely handled when they are gone.

If you are looking forward to getting your estate plan, be sure to contact, Filippini Financial Group in Santa Barbara, where professionals like Ian Filippini work with you to create the best estate plan!

 

 

 

 

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